Jobs in Emirates - career in Emirates - vacancies in Emirates-Sr. Credit Specialist, DCM Syndication - Commercial Bank of Dubai-Jobs in Emirates - career in Emirates - vacancies in Emirates
JOB PURPOSE
• Job holders at this level are directly responsible for conducting assessments of completed credit proposals related to the corporate segment of the portfolio. Such applications are usually complex, of a significant value with multiple entities involved in various lines of trade. Analysis is conducted through the application of well-developed investigative and analytical skills and processes. Their findings will form the basis of ultimate decision making.
• Quite often the job holder will be expected to function under extreme pressure arising from short turnaround times, significant value of the exposures proposed, complex nature of the proposals, business demands and dealing with individuals with strong personalities.
Principal Accountabilities
• Receives credit proposals under Corporate, Syndication & Al Dana Segments and examines them to ensure completeness of supporting information/ documents and compliance with Bank’s requirements.
• Undertakes detailed analysis of proposals by strictly adhering to:
Basic principles of lending
Bank’s procedures & Policies
UAE Central Bank Rules
Regulations wherever applicable
to assess quality and proper asset selection.
• Conducts proper due diligence as to identification of gaps, if any in terms of disclosures/ information in proposals
• Addresses and clarifies issues or points raised at the review stage prior to preparation of the SWOT Analysis
• Prepares credit proposals with SWOT Analysis covering all significant factors (Strengths & Risks) for review and recommendation by Team Leaders, ensuring accuracy and completeness.
• Addresses further queries/ requirements if any required by the Team Leaders / Unit Head for decision making or initiation of the decision process.
• Communicates the Management decision on credit proposals to Business Analysts, RMs, Branch Managers, Segment Heads, Other Units & Unit Heads
• Maintains proper records for receipt, processing & disposal of credit proposals/ JETS for monitoring reports, internal/ external requirements
• Provides clarifications to Credit Control Unit for the preparation of post approval borrowing documentation.
• Assists in Special Projects/ Assignments that are entrusted by the Team Leader/ Unit Head/ Management
Job Details
| Date Posted: | 2017-10-11 |
| Job Location: | Dubai, United Arab Emirates |
| Job Role: | Banking |
| Company Industry: | Banking |
Preferred Candidate
| Career Level: | Mid Career |
| Degree: | Bachelor's degree |
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